What do I need to do in the event of the death of a covered family member?

The Benefit Plans Office requires a certified copy of a death certificate in order to process the life insurance benefits.* Refer to the information below for death benefits related to each covered family member.

Participant
The certified death certificate is required for self-pay refunds (if applicable), possible vacation benefits, surviving dependent’s benefits, and for Retirement Services to process any benefits due under the Annuity Plan or St. Louis Pension Plan. Contact Carpenters’ Retirement Services to find out if their office requires additional information. Please note: When multiple beneficiaries are not designated as either primary or secondary, all beneficiaries listed are considered primary by default.

Spouse
The certified death certificate is also used by Retirement Services to process Pension information. If your deceased spouse was the beneficiary of your life insurance benefit, you will need to appoint a new beneficiary. You may do so by completing a new beneficiary designation form and HIPAA authorization form which may be found on our website here. Also, please contact Carpenters’ Retirement Services to find out if their office requires additional information. 

Dependent Children
The Benefit Plans Office requires a certified copy of the dependent child’s death certificate in order for the beneficiary to obtain the dependent’s life insurance benefit.* If your deceased child was the beneficiary of your life insurance benefit, you will need to appoint a new beneficiary. You may do so by completing a new beneficiary designation form and HIPAA authorization form which may be found on this page.

*For Life Insurance Benefits, refer to the current Health & Welfare Plan Document which may be found here.

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