Your Benefits Services
Our job is to make sure our members have everything they need to lead productive careers and live healthy, fulfilling lives.Your Benefits Resources
We want to ensure our members and their families to get the most out of the benefits we provide them by providing the most up-to-date library of resources.About 88 Results
Life Insurance Benefits Improved
…Active $8,000 $50,000 Pre-65 Retiree $8,000 $25,000 Dependents $2,000 $ 2,500 Key points: When a participant turns 65 and is no longer on the Active or Pre-65 Retiree Plan, they and their dependents lose life insurance coverage. However, if the participant dies while still covered, their spouse can keep the life insurance—as long as the spouse is under 65 and still eligible under the Plan. Life insurance eligibility depends entirely on the participant’s age, not the spouse’s. Contact STLKC Southern Region Participant Services if you have any questions by email at benefits@laborfunds.org or by phone at (314) 644-4802, Option 1….
…are payable from that department. Possible benefits may be available from the health plan (life insurance and/or accidental death & dismemberment benefits), vacation, annuity and/or pension plans. If the participant has a beneficiary form on file in any department, the beneficiary(ies) is contacted and the process for payout of death benefits begins. Health and vacation benefits are payable to the beneficiary on the health plan beneficiary form. Annuity benefits are payable to beneficiary named on the annuity beneficiary form. If no beneficiary is named for annuity, the beneficiary will default to the participant’s surviving spouse. If the member is unmarried,…
…currently more than 5,000 members do not have a health plan beneficiary form on file. So, what happens to your benefits when you don’t have a bene form on file? Who gets to choose who gets your hard-earned benefits? Have you ever said to yourself: “I just feel like giving this money to the state?” Likely not. With a Beneficiary Form on file, your money is paid out with YOUR instruction. When Carpenters is notified of a member passing, all departments with whom the member had benefits are then notified to determine if benefits are payable from that department. Possible benefits…

Free Newsletter Signup
Sign Up For Our Monthly MACRBS Newsletter
Stay up to date on key announcements, timely events and helpful information that could benefit you and your health.
