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Your Benefit Services

Our job is to make sure our members have the peace of mind that comes with the industry’s best healthcare coverage, wellness resources, retirement plans and more.

What Are Carpenters Benefit Plans?

Carpenters Benefit Plans consist of a health and welfare fund, multiple pension funds, a vacation fund, and an annuity fund. Each trust fund is a not-for-profit multiemployer trust established and governed under Internal Revenue Service (IRS) guidelines. The purpose of each fund is to provide specific benefits to eligible members of the Carpenters’ union. As a not-for-profit trust under federal law, all assets of the funds must be used to provide those benefits.

Who is in charge of administering the Benefit Plans?

Each benefit trust fund is governed by a board of trustees. These boards of trustees operate under strict federal guidance. They are responsible for overseeing the financial strength of the plan, making sure the plan complies with all applicable laws and regulations, and for determining the benefits available for eligible participants.

Mid-America Carpenters Regional Benefit Services, Inc., (MACRBS) is a member-service not-for-profit that administers multiple benefit plans for union carpenters and their families in Southern Illinois, Missouri, and Kansas. MACRBS is a key partner to the Mid-America Carpenters Regional Council.

How are the Benefit Trust Funds funded?

Your health, pension, vacation, and annuity benefits are a result of the collective bargaining agreement (CBA) between signatory contractors and the Mid-America Carpenters Carpenters Regional Council (CRC). Within the CBA, a portion of the overall wage package negotiated between the employer and the CRC is dedicated to benefits.

Enhancing Members Lives

Extraordinary Service.

Driving Innovation.

Deep Commitment.

Delivering The Best Benefits

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For As Long As Possible.

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