Welcome to the Mid-America Carpenters Regional Benefit Services, Inc (MACRBS) website. MACRBS is a member-service not-for-profit organization that administers the benefit plans described within this site for union members of the Mid-America Carpenters Regional Council (MACRC) and their families in Southern Illinois, Missouri, and Kansas.
Carpenters Benefit Plans consist of a health and welfare fund, multiple pension funds, a vacation fund, and an annuity fund. Each trust fund is a not-for-profit multiemployer trust established and governed under Internal Revenue Service (IRS) guidelines. The purpose of each fund is to provide specific benefits to eligible members of the Carpenters’ union. As a not-for-profit trust under federal law, all assets of the funds must be used to provide those benefits.
While MACRBS administers benefits for the participants under each plan, each benefit trust fund is governed by a board of trustees. These boards of trustees operate under strict federal guidance. They are responsible for overseeing the financial strength of the plan, making sure the plan complies with all applicable laws and regulations, and for determining the benefits available for eligible participants. View the current boards of trustees for each plan of benefits as of November 2024.
Our health, pension, vacation, and annuity benefits are a result of the collective bargaining agreements (CBA) between signatory contractors and the MACRC. Within the CBA, a portion of the overall wage package negotiated between the employer and the MACRC is dedicated to benefits.
Coverage beginning April 1, 2025, is due March 1; however, payments are accepted for 31 days, or until March 31, 2025. Make a payment in the portal or call the office during office hours to make an ACH payment. All credit card payments must be made through the portal.
Mercy Member Assistance Program's April online seminar: Clutter to Clarity: Organizational Skills for Better Living
For many, a Roth account is a good option. Learn about the Roth and find out if it makes sense for you.
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