Your Benefits Services

Our job is to make sure our members have everything they need to lead productive careers and live healthy, fulfilling lives.

Health and Welfare Plan

Vacation Plan

Pension Plan

Annuity Plan

Wellness Center

Drug Testing

Reciprocity Transfers

Mental Health Resources

Health Fairs

Additional Resources

Your Benefits Resources

We want to ensure our members and their families to get the most out of the benefits we provide them by providing the most up-to-date library of resources.

Welcome To
YOUR BENEFIT SERVICES.

Proudly serving the members and employers of the Mid-America Carpenters Regional Council, our job is to provide the best benefits to the most members for as long as possible. These benefits Include healthcare coverage, wellness resources, retirement and vacation plans and more.

Announcing our Benefit Services’ Member Portal

Nov 28, 2023

Benefit News

Women’s Health and Cancer Rights Act

Oct 01, 2024

Wellness News

Summer Chiropractic Tips

Jun 19, 2024

View All News

LEARN MORE ABOUT PLANS AND FUNDS

Health and Welfare Plan

Additional Benefits Resources

Proudly Serving the members and employers of the Mid-America Carpenters Regional Council

Welcome to the Mid-America Carpenters Regional Benefit Services, Inc (MACRBS) website. MACRBS is a member-service not-for-profit organization that administers the benefit plans described within this site for union members of the Mid-America Carpenters Regional Council (MACRC) and their families in Southern Illinois, Missouri, and Kansas.

What are the benefit plans administered by MACRBS?

Carpenters Benefit Plans consist of a health and welfare fund, multiple pension funds, a vacation fund, and an annuity fund. Each trust fund is a not-for-profit multiemployer trust established and governed under Internal Revenue Service (IRS) guidelines. The purpose of each fund is to provide specific benefits to eligible members of the Carpenters’ union. As a not-for-profit trust under federal law, all assets of the funds must be used to provide those benefits.

Who is responsible for Carpenters Benefit Plans?

While MACRBS administers benefits for the participants under each plan, each benefit trust fund is governed by a board of trustees. These boards of trustees operate under strict federal guidance. They are responsible for overseeing the financial strength of the plan, making sure the plan complies with all applicable laws and regulations, and for determining the benefits available for eligible participants. View the current boards of trustees for each plan of benefits as of January 1, 2024.

How are the benefit trust funds funded?

Our health, pension, vacation, and annuity benefits are a result of the collective bargaining agreements (CBA) between signatory contractors and the MACRC. Within the CBA, a portion of the overall wage package negotiated between the employer and the MACRC is dedicated to benefits.