Mercy MAP online seminar
Mercy Member Assistance Program's April online seminar: Clutter to Clarity: Organizational Skills for Better Living
Featured News
Notice of Health Fund Merger
Mar 27, 2025
Your Benefits Resources
We want to ensure our members and their families to get the most out of the benefits we provide them by providing the most up-to-date library of resources.LEARN MORE ABOUT PLANS AND FUNDS
Proudly Serving the members and employers of the Mid-America Carpenters Regional Council
Welcome to the Mid-America Carpenters Regional Benefit Services, Inc (MACRBS) website. MACRBS is a member-service not-for-profit organization that administers the benefit plans described within this site for union members of the Mid-America Carpenters Regional Council (MACRC) and their families in Southern Illinois, Missouri, and Kansas.
What are the benefit plans administered by MACRBS?
Carpenters Benefit Plans consist of a health and welfare fund, multiple pension funds, a vacation fund, and an annuity fund. Each trust fund is a not-for-profit multiemployer trust established and governed under Internal Revenue Service (IRS) guidelines. The purpose of each fund is to provide specific benefits to eligible members of the Carpenters’ union. As a not-for-profit trust under federal law, all assets of the funds must be used to provide those benefits.
Who is responsible for Carpenters Benefit Plans?
While MACRBS administers benefits for the participants under each plan, each benefit trust fund is governed by a board of trustees. These boards of trustees operate under strict federal guidance. They are responsible for overseeing the financial strength of the plan, making sure the plan complies with all applicable laws and regulations, and for determining the benefits available for eligible participants.
How are the benefit trust funds funded?
Our health, pension, vacation, and annuity benefits are a result of the collective bargaining agreements (CBA) between signatory contractors and the MACRC. Within the CBA, a portion of the overall wage package negotiated between the employer and the MACRC is dedicated to benefits.
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Upcoming Events
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Making Sense of the Roth: Is It Right For You?
For many, a Roth account is a good option. Learn about the Roth and find out if it makes sense for you.
Financial Planning: Invest in Yourself workshop series
Virtual workshop series: In a series of two (2) 1.5-hour sessions, begin taking a holistic view of financial needs, learn to make informed decisions and “Invest in Yourself” for a better financial future.
ENHANCING
MEMBERS LIVES
Extraordinary Service.
Driving Innovation.
Deep Commitment.
Delivering The Best Benefits
To The Most Members
For As Long As Possible.
Sign Up For Your Member Portal: Easy, Secure Access From Anywhere
- Check vour hours, benefits, and family intormation
- Access secure documents, complete and update online forms
- Make health and welfare payments
- View annuity, St. Louis Pension, and short-term disability payments
- Calculate St. Louis Pension projections (coming soon)
FREQUENTLY ASKED BENEFIT QUESTIONS
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