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Your Benefits Services

Our job is to make sure our members have everything they need to lead productive careers and live healthy, fulfilling lives.
Health and Welfare Plan
Vacation Plan
Pension Plan
Annuity Plan
Wellness Centers
Drug Testing
Reciprocity Transfers
Mental Health Resources
Health Fairs
Additional Resources

Your Benefits Resources

We want to ensure our members and their families to get the most out of the benefits we provide them by providing the most up-to-date library of resources.
FAQs & Support
FAQs & Support
Videos
Videos
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Benefits

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  • How do I set up a carpdc.org website account?
  • How do I reset my carpdc.org account password?
  • How do I notify the Benefit Office of an address, phone number or email change?
  • What is a Benefit Credit?
  • Where can I go to take my drug test?
  • What are the steps I need to follow to be reinstated after a failed or “no show” drug test?
  • Can I find my Safety Certifications online?
  • How do I find a list of current Safety Training courses?
  • Who do I contact if I go to work in a different jurisdiction?
  • How do I sign up for Safety Training classes?
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Vacation Plan

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  • When do I redeem my Vacation benefits?
  • How do I redeem my Vacation benefits?
  • After I authorize my Vacation Benefits, how long before I receive my payment?
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Annuity Plan

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  • Can I contribute to the Annuity Fund?
  • Can I specify how I want my individual account balance invested?
  • What happens to my account if I die before I retire?
  • What happens if I get divorced?
  • Can I borrow money from the Fund or take a hardship withdrawal?
  • If I take a hardship withdrawal, can I later repay the amounts that I withdrew?
  • I recently became disabled and cannot work. Can I receive the money in my account?
  • If I withdraw my entire account balance, will my account be closed?
  • Am I able to rollover funds into my annuity?
  • Do I need to withdraw my entire annuity amount when I retire?
  • Am I automatically 100% vested?
  • When can I retire?
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Pension Plan

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  • What happens if I am divorced? Can my ex-spouse claim a portion of my pension?
  • What happens if I die without having a designated pension beneficiary?
  • How do I designate a pension beneficiary?
  • What is Normal Retirement Age and can I start receiving my pension benefits before that?
  • Am I required to stop working if I start my pension?
  • When should I request a pension benefit estimate?
  • How do I apply for my pension benefits?
  • When are pension benefits issued?
  • Once I begin receiving my pension, will I receive a tax statement?
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Health & Welfare

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  • How do I find an in-network doctor or dentist?
  • How do I add my spouse to my health insurance coverage?
  • How do I add my children to my health insurance coverage?
  • My spouse has changed employment. Do I need to let you know?
  • What are my preventive care benefits?
  • I want to save money and order my prescriptions through express scripts home delivery. How do I do this?
  • What do I need to do if I become legally separated or divorced?
  • What do I need to do in the event of the death of a covered family member?
  • How much life insurance do I have if I’m covered under the health plan?
  • When will I become covered under the health plan? How will I know if I’ve earned coverage?
  • What do I do if I run out of health coverage?
  • Am I responsible for pre-certifying any surgeries or medical services?
  • Why do I have to have an x-ray before I can have the cat scan my doctor ordered?
  • Where does the money go that is put into the health and welfare fund after the minimum work hours are met?
  • I am getting divorced. How much do I pay for my children to have health coverage?
  • What are Site of Care Incentives?
  • What is a site of care radiology facility?
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Wellness Center

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  • Who may use Carpenters Wellness Center services?
  • What are our wellness center hours of operation?
  • Do I need an appointment to visit the wellness center?
  • What services are offered at the wellness center?
  • I recently had a check-up with my family doctor but am interested in transferring my care to Carpenters Wellness Center. Will the visit be covered even though I recently saw another physician?
  • What age groups are eligible for primary care services?
  • I am 65 and on the Medicare Plan. What services can I access at the wellness center?
  • I need to get my physical for my commercial license updated. Can I get this done at the wellness center?
  • Will there be specialists such as dermatology, orthopedics, podiatrists etc available through Carpenters Wellness Center?
  • Does the wellness center offer well-woman exams?
  • Is there a limit of allowed visits to the wellness center for chiropractic care and physical therapy?
  • Can a referral for physical therapy come from any physician or does it need to come from a provider at the wellness center?
  • Do I need a referral to see the massage therapist?
  • Am I able to visit the wellness center for a workers’ compensation injury?
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Wellness Center

  • Who may use Carpenters Wellness Center services?
  • What are our wellness center hours of operation?
  • Do I need an appointment to visit the wellness center?
  • What services are offered at the wellness center?
  • I recently had a check-up with my family doctor but am interested in transferring my care to Carpenters Wellness Center. Will the visit be covered even though I recently saw another physician?
  • What age groups are eligible for primary care services?
  • I am 65 and on the Medicare Plan. What services can I access at the wellness center?
  • I need to get my physical for my commercial license updated. Can I get this done at the wellness center?
  • Will there be specialists such as dermatology, orthopedics, podiatrists etc available through Carpenters Wellness Center?
  • Does the wellness center offer well-woman exams?
  • Is there a limit of allowed visits to the wellness center for chiropractic care and physical therapy?
  • Can a referral for physical therapy come from any physician or does it need to come from a provider at the wellness center?
  • Do I need a referral to see the massage therapist?
  • Am I able to visit the wellness center for a workers’ compensation injury?
 
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St. Louis Office
1419 Hampton Ave
St. Louis MO, 63139
314.644.4802
877.232.3863 (Toll-free)
Mon-Fri: 8am - 4:30pm
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8955 E 38th Terrace
Kansas City, MO 64129
816.841.7136
Mon-Fri: 8am - 4:30pm
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Vacation Statements will not be available until 5/19/25. Find out more.