Working Through Anxiety
Apr 10, 2026
If you have earned Vacation Benefits in the 2026 Plan Year (hours worked May 1, 2025 – April 30, 2026), you may authorize your benefits as early as 12:01 am on Monday, May 18, with payments scheduled to begin on Monday, June 1.
Participants who earned a 2026 Vacation benefit do not need to authorize your benefit to receive payment. However, you must complete a few required steps before your Vacation funds can be deposited into your preferred bank account.
Action to Take Now
There are two websites you will visit for redemption in 2026. First, access your Member Portal to verify your address and check your hours for accuracy.
On or After May 18
Watch the Vacation Redemption process on carpdc.org step by step
Need Assistance?
Watch this short video to learn more about the Vacation Redemption process. For assistance with the step-by-step process to redeem your Vacation benefits on carpdc, this short explainer video may help.
New Users
If you don’t have a carpdc.org account, you must create one to redeem your benefits online. Go to carpdc.org, select Register, and follow the prompts to set up your account. For assistance, watch this video or call our office. Call volume is much higher during the first week of redemption, so wait times will be longer after May 18. We encourage you to reach out early if you need assistance. Once your account is set up, you’re ready to redeem your Vacation Benefits on or after May 18.
Returning Users
If you haven’t logged in since last year’s redemption, it’s a good idea to test your username and password ahead of time. If you’ve forgotten either, click the Menu icon in the top right corner of the carpdc.org home page and select Forgot username/password. For password reset assistance and other assistance with your carpdc.org account, call MACB Participant Services at (314) 644-4802, and select option 9, Monday – Friday, 8 am – 4:30 pm.
You will experience longer hold times beginning May 18 and the days to follow. We appreciate your patience.
Receiving Your Redemption
| If you redeem your benefits… | You will receive your direct deposit on/around… |
| by Friday, 5/22, before 12 pm | Monday, 6/1 |
| by Friday, 5/29, before 12 pm | Tuesday, 6/2 |
| after Friday, 5/29 at 12 pm but before Friday 6/5, 12 pm | within 3-5 business days (processed daily) |
| after Friday, 6/5 at 12 pm | Mondays (processed weekly) until 8/3, 12 pm |
After May 18, go here to redeem your 2026 Vacation benefits.
IMPORTANT!
Participants who do not set up a direct deposit before August 1, 2026, a check will be automatically mailed to your address on file on August 7, 2026.
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