This information is intended for Active participants & pre-Medicare retirees.

Effective December 1, 2023, health coverage has been updated for participants with verified Total Disability as described below. Updates are in bold text in the table below.

If a participant is unable to work the minimum amount of hours to maintain eligibility due to an occupational or non-occupational Total Disability, and has accrued at least 1,440 hours during the 12-consecutive months ending with the month in which the Total Disability began, the participant’s eligibility will be continued, without contributions, until the earlier of:

If a participant qualifies for a Disability Extension and returns to work, the participant will receive the extension through the end of the BENEFIT QUARTER that corresponds with the CONTRIBUTION QUARTER in which they returned to work (not to exceed one year).