This information is intended for Active participants & pre-Medicare retirees.

The life insurance benefit, payable from MetLife, is provided to Active participants, Pre-65 Retirees, and their dependents automatically (at no additional cost) while the participant/retiree is covered under either the Premium or Basic Plans.

On August 1, the life insurance benefit will increase for all pre-Age 65 covered individuals as follows:

Key points:

• When a participant turns 65 and is no longer on the Active or Pre-65 Retiree Plan, they and their dependents lose life insurance coverage.
• However, if the participant dies while still covered, their spouse can keep the life insurance—as long as the spouse is under 65 and still eligible under the Plan.
• Life insurance eligibility depends entirely on the participant’s age, not the spouse’s.

Contact STLKC Southern Region Participant Services if you have any questions by email at [email protected] or by phone at (314) 644-4802, Option 1.